If you’re a licensed insurance company, agency, broker, or third-party admin in Pennsylvania, it’s time to get serious about PIDSA.
This law went into effect in December 2023, and its requirements are rolling out through 2026. If you’re not already preparing, you’re behind.
State Cybersecurity Compliance Laws for Insurance & Mortgage Companies
Stay compliant in every state. Explore cybersecurity and data protection laws for insurance agencies, mortgage lenders, and brokers across the U.S.
New York Insurance Agencies
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New Jersey Insurance Agencies
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Massachusetts Insurance Agencies
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New Jersey Mortgage Companies
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Pennsylvania Mortgage Companies
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New York Mortgage Companies
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Why PIDSA Matters (Yes, This Affects You)
The Pennsylvania Insurance Data Security Act (PIDSA) is designed to strengthen how the insurance industry protects sensitive customer information. It’s not just a good idea—it’s the law.
Who Has to Comply?
If you’re licensed to do business in Pennsylvania, PIDSA probably applies to you.
You’re fully responsibly for comply if you are:
- An insurance company or agency
- A broker
- Third-party administrator
- And more.
You might have only limited obligations if:
You have fewer than 10 employees
You earn under $5 million in annual revenue or hold under $10 million in assets
The Must-Do List: 7 Core Requirements
1. Build a Written Security Program
- Create a formal data security plan tailored to your agency’s systems and operations.
2. Conduct a Risk Assessment
- Identify weak spots in your systems, software, and internal processes.
3. Have an Incident Response Plan
- Develop a detailed breach response plan with legal, IT, and customer notification steps.
4. Report Breaches Fast
- Know the breach laws—PA requires reporting within 5 business days with details of how and when.
5. Allocate Executive Oversight and Budget
- Assign a qualified person to lead cybersecurity efforts—it can’t be a side task.
6. Vet Your Vendors & Third-Party Providers
- Assess your tech vendors’ security practices and breach plans—this goes far beyond checking a box.
7. Routinely Train Your Team
- Build an ongoing training program to help staff recognize and avoid cyber threats.
Important Dates to Remember
Deadlines & Requirements:
- Dec 11th 2024 – Core Cybersecurity Program and Protections must be in place
- Dec 11th 2025 – Vendor Oversight Program active
- April 15th 2026 – Submit your first annual proof of compliance report, and yearly thereafter
Fail to Comply? Here’s What’s at Stake
- Fines
- License suspension
- Public exposure
- Higher scrutiny from regulators
Ready to See Where You Stand?
Get a FREE PA Cybersecurity Compliance Assessment—confidential, fast, and packed with insights you can act on now.
You’ll walk away knowing:
- Where your risks are
- How to fix them
- What you are missing in order to comply with PIDSA before it’s too late
📧 Email: info@motiva.net
📞 Call: 646-374-1820
👉 Schedule your free Cybersecurity Risk Review right now:
- 📅 Click Here To Schedule
- 📧 Email: info@motiva.net
- 📞 Call: 646-374-1820
Walter Contreras
Walter Contreras has over 25 years of experience in information technology, including cybersecurity, with a focus on the Insurance Industry. As both a computer scientist and a graduate of the Columbia University Business School’s Executive MBA program, Walter understands how the world’s digital transformation is impacting small and medium businesses. His mission is to deploy information technology to protect and empower entrepreneurs.
