What Happened
Union Home Mortgage, a small mortgage company based in Massachusetts, reported to the MA Attorney General that they had a data breach on July 25 2025. Private information of clients was exposed including:
- Names
- Social Security numbers
- Dates of birth
- Driver’s license/state ID or passport numbers
Why You Should Care (Even If You Weren’t Hit)
Most independent mortgage companies still believe they’re “too small” to be targeted—and hackers know it. Smaller firms often have weaker defenses and incomplete compliance with state and federal data security laws, making them easy prey.
Here’s the harsh truth: 45% of small businesses hit with a breach shut down within a year due to the financial, legal, and reputational fallout.
Compliance & Legal Risks
By reporting the breach to the Massachusetts Attorney General, UHM has triggered potential scrutiny from:
- State insurance regulators
- Privacy enforcement agencies
- Federal compliance authorities
- Possible violations include:
- Massachusetts Data Security Law
- Gramm‑Leach‑Bliley Act
- PCI DSS (if payment data was involved)
- Other state regulations if customers outside MA were affected
What You Would Have To Do If You Were Union Home Mortgage
- One missed safeguard can lead to a full‑blown investigation and weeks of operational disruption:
- Days to weeks of downtime while systems are forensically reviewed
- $10K–$100K+ in investigation and remediation costs
- Multiple regulatory audits with strict, time‑sensitive document requests
- Mandatory breach notifications to all affected customers
- Years of free credit monitoring for victims (often $100–$200 per person per month)
- Reputational damage that scares off prospects and partners
Stay ahead of the Threat
At Motiva Networks, we secure mortgage companies and financial firms against these exact threats. Our CEO, Walter Contreras, is a Certified Compliance Instructor who knows exactly what state and federal auditors look for—and how to make sure you’re ready.
Schedule your free Cybersecurity Review today:
👉 Schedule your free Cybersecurity Risk Review right now:
- 📅 Click Here To Schedule
- 📧 Email: info@motiva.net
- 📞 Call: 646-374-1820
Walter Contreras
Walter Contreras has over 25 years of experience in information technology, including cybersecurity, with a focus on the Insurance Industry. As both a computer scientist and a graduate of the Columbia University Business School’s Executive MBA program, Walter understands how the world’s digital transformation is impacting small and medium businesses. His mission is to deploy information technology to protect and empower entrepreneurs.
